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Java Software Engineer II

Company: JPMorgan Chase Bank, N.A.
Location: Wilmington
Posted on: May 25, 2023

Job Description:

Job Summary:

The Vice President, Credit Review will be responsible for reviewing the credit process in the credit card portfolios at the firm. This position is responsible for monitoring credit card portfolios, performing periodic credit reviews, identifying risk trends and supporting analytics advancement for the Consumer Credit Review Team.


As a Reviewer-in-Charge, lead a team in reviews of credit card portfolios. This includes chairing meetings associated with planning, project kick-off, presentation of findings, and formal closing.

Duties include coordinating team assignments with Credit Review management, defining project scope, designing appropriate test strategies to evaluate credit risk, communicating with business management, reviewing test results, identifying key issues and dimensioning the significance of those findings, report writing, and archiving all relevant documents.

As team member, participate in reviews led by Credit Review team members. This includes working with large datasets, understanding model-driven risk strategies, analyzing the credit underwriting quality of individual transactions and risk strategies, recording test results and conclusions in a work paper database, and participating actively in all review meetings.

Perform continuous monitoring of assigned credit card portfolios and participate in portfolio review meetings.

Proactively identify areas of uncontrolled or emerging credit risk.

Partner with Credit Review Teams to integrate data and analytics into Continuous Monitoring and Periodic Credit Review Activity.

Serve as an information resource on credit risk, policy and strategies.

Ensure consistent application of firm wide Risk Policy as well as Credit Review Policies and Procedures.

Complete special projects and research as assigned by the Credit Review Director.

Required qualifications capabilities and skills:

Experienced credit professional with a minimum of 7 years of consumer and/or small business credit experience, credit risk management and risk strategies.

Firm understanding of how to employ data analytics to monitor and assess credit card portfolios.

Demonstrated understanding of retail credit principles, financial analysis, and strong analytical skills.

Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.

Preferred qualifications capabilities and skills

Proficiency with analytics toolsets including databases, Tableau, and data visualization applications.

Excellent verbal and written communication and interpersonal skills required with ability to present complex issues to management.

Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to take personal risk, responsibility, and accountability.

Proven ability and desire to learn quickly, be flexible, and think strategically.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

Keywords: JPMorgan Chase Bank, N.A., Wilmington , Java Software Engineer II, IT / Software / Systems , Wilmington, Delaware

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