Senior Credit Risk Specialist - Auto Lending Risk Zoot Team

Company: Wells Fargo
Location: Wilmington
Posted on: May 28, 2023

Job Description:

About this role: Wells Fargo is seeking a Senior Credit Risk Specialist to help transform Auto originations into a more highly automated, innovative originations space. Auto is migrating from an internal, aged decisioning system to Zoot as well as incorporating alternative data sources into decisioning. Join the Auto Lending Risk Zoot team supporting the design, development and testing of strategies implemented within the Zoot decision engine. In this role, you will:

• Design and execute pre and post implementation testing on the decision logic/attribute calculations within the Zoot system to ensure solution aligns to the Business Requirements
• Support the design and develop of new process flows and decision logic in the Zoot systems to deliver flexible and efficient solutions aligned with Business Requirements and Change Controls
• Provide research and problem resolution in an accurate and timely manner
• Display knowledge of credit origination policies, procedures, and controls, and applying that knowledge to support new risk strategy development
• Understand and challenge end-to-end processes to identify opportunities to improve them, driving greater risk management effectiveness and improving how Wells Fargo operates
• Collaborate with project and business partners to define clear, actionable requirements that properly reflect the project goals Required Qualifications, US:
  • 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications:
    • Experience with automation, regression, and performance testing
    • Knowledge and understanding of business rules management systems such as: Ilog, Jrules, Blaze, Drools or Zoot
    • Knowledge and understanding of credit bureau attributes
    • Good verbal, written, and interpersonal communication skills
    • Ability to develop partnerships and collaborate with other business and functional area
    • Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
    • Knowledge and understanding of issues or change management processes
    • Agile experience
    • Knowledge of SAS and SQL Locations:
      • West Des Moines, IA; Minneapolis, MN; Charlotte, NC; Dallas, TX; Tempe, AZ; Wilmington, DE
      • Preferred locations listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo Corporate Risk employees We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US:All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our to learn more.

Keywords: Wells Fargo, Wilmington , Senior Credit Risk Specialist - Auto Lending Risk Zoot Team, Other , Wilmington, Delaware